Retirement Alliance offers a “Record Keeping Only” (RKO) service model that has been specifically designed for use with Third Party Administrators who have made the strategic decision to forego the costs of software, hardware, labor, and on-going expenses—not to mention the additional financial exposure associated with providing daily valuation recordkeeping services “in-house.”

In this service model, we provide trading and Participant recordkeeping services and technology while relying upon the pension consulting expertise of the TPA for Plan design, document, testing and annual IRS Form 5500 preparation and filing services.

Whether you are a “producing” or a “non-producing” TPA, the Retirement Alliance RKO solution forms the foundation of a profitable “true” open fund architecture offering that is competitively priced and empowers you to win business.

Our RKO service model is designed to complement the existing services and strengths of TPAs with key areas of expertise:

• Services performed by RAI
  • Daily valuation of Participant accounts via SRT Participant website, call center and VRU
  • SmartPlan employee enrollment and targeted communication module
  • Customized enrollment collateral (branded available at a cost)
  • Transaction processing including enrollment
  • Payroll processing including contribution remittals, rollovers (in and out), transfers (auto and manual), re-balances, model portfolio (IPM) maintenance, loan processing and distributions (lump sum, periodic, hardship and MRD)
  • Quarterly Participant statements
  • Plan Sponsor standard and custom reporting, including access via Sponsor SRT website
  • TPA SRT access, standard and custom reporting
• Services performed by TPA
  • Plan design consulting and client relationship management
  • Plan document
  • Compliance and Non-discrimination Testing
  • RS Form 5500 preparation
  • Employee education (if producing TPA)

Retirement Alliance provides the expertise to complement the services and strengths of our TPA Partners in the following ways:

• “Single point of contact” TPA-level Relationship Manager wrapped around Plan-level dedicated service model
• Thousands of no-load and load-waived brand-name mutual funds, ETFs, collective investment trusts and separate accounts leveraging multiple custodial platforms with some of the largest and most well-known firms in the business
• All Participant-directed Defined Contribution Plans
• Competitive value-based pricing philosophy
• Leading-edge daily valuation recordkeeping technology that can be customized and/or  branded at the TPA and/or Sponsor level
• Recognized industry-leading multi-media Participant education and communication module
• Optional co-fiduciary Participant-level embedded advice offering (provided through Fiduciary Consulting Group, LLC—a CEFEX-certified Fiduciary Advisor as defined in the Pension Protection Act of 2006)
• Availability of collateral co-branding and/or private-labeling

Retirement Alliance offers a highly flexible and very robust retirement Plan solution and consistently delivers a validated white-glove service to Advisors, Sponsors and Participants.