Setting Us Apart

With an average of over 10 years in the retirement planning industry, and more than five years at Retirement Alliance, our experienced professionals are committed to delivering the highest possible level of service to our clients. Read more...

From the very beginning of each and every client engagement, Retirement Alliance provides extensive and personalized support and guidance to Partners and Plan Sponsors—delivered through a dedicated service representative (Retirement Plan Specialist) who functions as the single point of accountability in each client engagement. Through this single point of contact, clients are able to access the expertise and consultation to design, implement and support plans that are customized to the unique needs and specific situations of our clients.

Key functions of the Conversion Specialist include:

• Schedule and conduct periodic/weekly status calls with Plan Sponsor.
• Contact prior providers and coordinate the transfer of information, data and assets from them.
• Reconcile Plan assets and Participant records as they are received.
• Answer any questions and troubleshoot or resolve any issues that may arise during the transition period.

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At the heart of the Open Fund Architecture model is the idea that no Plan Sponsor or Partner will be artificially boxed into a pre-determined fund menu or universe.

Our Open Fund Architecture solution allows Advisors to build a “best of breed” investment line-up with the freedom to meet the unique needs of Plan Sponsors and Participants.

Simply stated, we take our commitment to fee transparency very seriously.

Retirement Alliance fully recognizes that the understanding and management of plan fees and expenses is a key fiduciary responsibility. Our cultural commitment to fee transparency is embodied in our longstanding policy of providing our clients and partners with full and complete fee disclosure. By providing our Plan Sponsor clients with this information, we are able to provide a framework within which Plan Fiduciaries are able to mitigate their exposure to the personal liability arising from their fiduciary obligations to the Plan.

“Revenue sharing” generally takes the form of 12b-1, shareholder servicing and/or sub-transfer agency (“sub-TA”) fees—any/all of which are commonly imbedded in the internal costs of a mutual fund. While 12b-1 fees (aka “Distribution and/or service (12b-1) fees”) were originally conceived to pay for general marketing expenses incurred by the fund sponsor, they evolved over time to become trail compensation to be paid to licensed financial advisors/registered representatives. Shareholder servicing and/or “sub-TA” payments are also made from mutual funds to the plan provider (i.e. recordkeeper) from the “Other Expenses” fee category. These payments are made to subsidize those services that the mutual fund sponsor would normally deliver but which the plan provider is delivering for a given Plan and its Participants. Read more...

We understand that a fundamental commitment to technology is as crucial to the success of our clients as to that of Retirement Alliance.

Our integrated, secure and accessible website provides Plan Sponsors, individual Plan Participants and Partners with the most advanced communications tools available—at any time.