True Open Fund Architecture

At the heart of the Open Fund Architecture model is the idea that no Plan Sponsor or Partner will be artificially boxed into a pre-determined fund menu or universe.

Our Open Fund Architecture solution allows Advisors to build a “best of breed” investment line-up with the freedom to meet the unique needs of Plan Sponsors and Participants.

The Open Fund Architecture solution offered through Retirement Alliance provides:

• Access to virtually any (no load and load-waived) mutual fund that is traded via NSCC as well as ETFs, Collective Investment Funds/Trusts and Separate Accounts
• Freedom from the artificial imposition of any proprietary fund requirement whatsoever
• Complete autonomy to create an investment line-up that is customized to the unique needs of the Plan and Plan Participants alike
• Customizable daily valuation recordkeeping technology that is designed to support model portfolios that may be constructed with core and/or non-core investment options
• Availability of leading custodians, each of which provide peace of mind by ensuring that Plan assets are secure
• The flexibility to maintain “frozen” or “special” investments/assets (frozen GICs, real estate, limited partnerships, life insurance, etc.)
• A variety of self-directed brokerage solutions, including the ability to electronically link multiple broker-dealers*

At Retirement Alliance, we take pride in operating only within this True Open Fund Architecture arena. This commitment—tracing back to our founding—separates our firm from many competitors who view “Open Fund Architecture” as a simplified marketing term to be wrapped around the same old bundled approach historically offered by banks, mutual fund houses and insurance companies.

In fact, our philosophical devotion to Open Architecture is in everything we do—investments, custodians, plan design, customization and branding—and it defines us as a provider that is truly dedicated to acting in the best interests of our clients and not to simply acquiring assets.

* Prior approval required. Additional fees may apply.