Fidelity Investment Brokerage, Custody and Trustee Services

Experience, Reliability, Stability & Safety

You, as the plan sponsor are responsible for not only providing diversified investments, but also for keeping your participant’s assets safe. For this reason, it is important to structure your plan with trusted brokerage and custody services. The plan sponsor needs to be sure to choose an insured firm with experience.

Fidelity Investments Brokerage Group is recognized as a leader in technology and safety. Retirement Alliance is proud to work with a company providing the highest level of account protection and efficient technologies.

Fidelity Institutional Funds Network

Fidelity Flexible Retirement Program

Fidelity Institutional Funds Network

Retirement Alliance, Inc. provides bundled qualified plan services with Fidelity Investments. Our program offers a broad range of services featuring an unparalleled combination of documents, communication, investments and administration.

This program offers the ability to run simple or complex plans. This includes a basic 401(k) Plan for 10 participants or a Cross-Tested 401(k) Paired Plan for 100's of participants. Our clients enjoy the advantages of a dedicated account representative. They can choose from almost two thousand no load mutual funds with the option of offering individual brokerage accounts. They also feel confident that all compliance and tax reporting is being performed in a timely and accurate manner.

Participants can enjoy the benefits of a quality retirement plan. In addition to quarterly statements we offer daily access to their accounts via our automated phone and web-based systems. We also give the participants the option to speak with a customer service representative. In addition we provide educational materials that offers assistance with both their contributions amounts and suitable investment choices.

Our commitment to technology allows us to offer a high quality service at a very reasonable price.

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Fidelity Investments Brokerage Group

Fidelity has strictly adhered to the safeguards set by national regulatory entities such as the Securities and Exchange Commission (SEC) and the New York Stock Exchange (NYSE).

Fidelity invests a portion of its revenue into technological development. Your company’s investment instructions will be handled by the most up-to-date technology providing you with the speed and accuracy you deserve. Fidelity strives for the most efficient technology paired with years of experience to help ensure your plan assets are properly safeguarded.

Your company’s trust account is protected up to $100 million. This is among the highest levels of account protection in the industry. Fidelity's protection covers losses due to brokerage firm insolvency and liquidation, however, it cannot protect plan participants from the result of the day-to-day stock market fluctuations.

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Fidelity Trustee Services

The Integrity of an Independent Trustee

Employing an independent trustee can help you effectively manage your fiduciary responsibilities and lighten your overall work load. Fidelity has chosen Reliance Trust Company to act as trustee for many of the plans we service. With the backing of the Fidelity Corporation as well as the experience of managing over 900 plans, we are confident Reliance Trust Company has the expertise you require of a corporate trustee.

Comprehensive Trust and Custody Services

The Reliance Trust Company offers complete services designed to streamline the process of managing your company's portfolio including safekeeping of your plan assets, stable value fund custody and trading, and reliable transaction and settlement services. Reliance Trust Company is equipped to provide the trust services you require to administer your company stock as well.

We will work directly with Reliance Trust Company to provide you and your participants with timely, accurate distributions and a full range of reporting services including the preparation and distribution of IRS 1099R and 5500 forms.

Trustee Statements and Reporting

Coordinating with Reliance Trust Company, we will ensure you receive the information you need - exactly as you need it. Since we are connected electronically through Fidelity Advisor Channel, the errors common to manual entry are virtually eliminated. You'll receive cash-based reporting, monthly statements and combined principal and income reports. To simplify tax reporting, we will prepare annual tax worksheets and transaction summaries. We will also send duplicates of all account-related communications to additional parties, as you designate.

Trust Professionals

Fidelity selected Reliance Trust Company because of the experience they bring your plan. You may be assured your plan will be handled by professional Account Administrators with solid brokerage and bank trust department credentials, trained in the intricacies of trust administration and securities operations.

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Fidelity Institutional Funds Network Mutual Fund Families

The following fund families are available in the Fidelity Institutional Funds Network.

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Fidelity Flexible Retirement Program

Retirement Alliance, Inc. provides bundled qulaified plan services with Fidelity Institutional Brokerage Services. This program offers reduced fees for services if a client chooses from a very distinguished and selective mutual fund list. The fee arrangement can also be used to compensate brokers who provide investment services to their clients qualified plan.

Both clients and participants enjoy the same advantages outlined in the Fidelity Institutional Funds Network program.

The Fidelity Investments Flexible Retirement Program is an excellent program for clients who want to choose from a multi fund platform made up of loaded funds that are now all available on a no load basis.

Fidelity Flexible Retirement Mutual Fund Families

The following funds are available in the Fidelity Flexible Retirement Program.