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Ongoing Services
With over 30 years of combined experience implementing pension plans, we
provide the following ongoing services to provide high quality, affordable retirement
plans to our clients.
We help you to design your plan by explaining the specific advantages and disadvantages
for each plan parameter. Our experience makes us adept at explaining to you
each area of plan design and assisting in choosing options which most closely
align with your goals. We offer prototypes as well as individually designed
plans. We also handle all ongoing review and compliance revision.
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We provide on-going education via group meetings that educate employees on
the plan features and investment options. Our investment education includes
discussions on risk vs. reward, how the market works, future retirement needs,
the future of social security, and the importance of asset allocation. Most
employees do not realize that proper or improper asset allocation accounts for
over 90% of a portfolio's return. We assist your employees in determining which
asset allocation model best meets their goals.
We are available to meet with participants and new employees at the Plan Sponsor's
convenience. Our automated phone and web-based systems are ongoing communication
tools that enhance participant's quarterly statements by providing up-to-date
information and instant access to their account. Participants can request projections
and order forms over the phone or the web.
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We provide consulting services to assist you in arranging an investment selection
that best suits your employee's needs. Your options begin with a list of over
1,000 no load mutual funds. We can recommend an Investment Manager or provide
the Plan Sponsor with independent rating service reports to finalize the selection.
We perform administrative services for brokerage firms, insurance companies
and independent financial planners. Because of our experience working directly
with investment professionals, many of them refer their clients to us.
Our goal is to provide the most comprehensive service available today.
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Our recordkeeping services are second to none! We have the systems, experience
and people in place to meet the needs of our clients, including accredited pension
administrators with years of experience.
We perform administrative services for the following:
| Profit Sharing |
Target Benefits |
401(k) Profit Sharing |
| - Integrated |
ESOP |
Money Purchase |
| - Age Weighted |
403(b) |
Defined Benefit |
| - New Comparability |
401-A |
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| Electronic Data Transmission |
| Quarterly plan sponsor reports |
| Full government reporting and testing |
| Non-qualified deferred compensation programs |
| Ability to provide recordkeeping of unlimited investment options |
| Customized statements |
| Optional mailing of participants' statements directly to their homes |
| Actuarial Services |
| Consulting |
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| ADP / ACP |
| Top Heavy 415 Limits |
| Compensations 414s |
| Participation and Coverage 410b |
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| SS - 4 |
| 5500 Series |
| 1099s / 945 Optional |
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| Quarterly Statements - 15 business days |
| Withdrawals - 7 business days |
| Loans - 10 business days |
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