Financial Information
Privacy Notice
Retirement Alliance

Our Privacy Promise to You

We value the business that you have entrusted to us. In return, we promise to protect the private information that you provide in connection with that business. We understand that this information is sensitive and valuable to you. We have established procedures, which we believe will prevent the misuse of that information.

Collection and Use of Information

We collect information, such as name, address, social security number, date of birth, current investment holdings, investment history and risk tolerance. This information is used for the purpose of designing and maintaining an investment portfolio that is designed to meet your investment goals within your risk tolerance level.

Disclosure of Information

Private client information is disclosed to third parties who provide expert advice and/or custodial services. Our employees and nonaffiliated third parties have access to this information whenever necessary in performance of their respective duties. This information is also provided to regulatory authorities as necessary when requested by those authorities.

This information is provided to custodians after the customer has completed a new account form for the appropriate custodian. This form constitutes written consent by the client.

Circumstances that would warrant disclosure of information to third party experts, include primarily, the need to establish a trust, create a will, and/or prepare tax return information. This information is never provided to such third parties, unless a written release is received from the client.

We hire nonaffiliated third parties to assist in the maintenance of our computer systems, to assist in the preparation of our financial statements and tax returns, and to assist in compliance matters. Information is shared with these parties on an as needed basis. Each of these individuals is required to sign a confidentiality agreement, which acknowledges the necessity of protecting such information.

Our industry is subject to routine inspection by various regulatory authorities. During the course of a routine inspection, it is customary for such regulators to inspect client files. Regulatory bodies have statutes and/or rules in place that prevent the dissemination of this information.

We do not sell our client lists, or disseminate private information for any purpose not directly related to the provision of the services which you contracted for.

Retention and Destruction of Information

We keep all client information for a period of at least six years past the termination of our relationship with a client. Any client information that has been determined to be eligible for destruction is shredded prior to its disposal.

Procedures to Protect Information

All of our employees are required to sign a confidentiality agreement upon accepting a position with our firm. This agreement acknowledges the need to protect your privacy and safeguard your information.

All files are locked whenever the office is unoccupied, as is the office. Access to client files is restricted.

Your Rights

We gather private information for the purpose of providing the best possible service to our clients. Upon execution of an advisory agreement with this firm, you agree to provide us with this information and allow us to share this information on an as needed basis with nonaffiliated third parties.

You can choose the custodian with whom we share this information. You have the right to request a copy of the custodian's privacy policy information.

You have the right to choose the expert from whom you receive legal and tax advice. Any information in our possession will only be provided to these persons as a result of an express written request submitted to us by you.

You do not currently have the right to refuse inspection of your information by the various regulatory bodies who may inspect our offices. You do have the right to contact these agencies directly and inquire as to the statutory authority under which they would disclose any information so obtained.